Because the loss ratio has been high for Mexican insurance companies selling motorcycle insurance with fire, theft and collision coverage, most of the companies just choose not to sell it.

Even among the 2 or 3 companies that do sell it, they usually restrict sales to a very few selected agencies.

These are mostly very large multi-national companies. The small amount motorcycle insurance they sell amounts to a very small portion of their tourist automobile sales and, tourist auto sales are about the smallest slice of the pie. Their domestic insurance sales of every kind, in each country, account for almost all their sales. We are the leaders nationwide in the sales of motorcycle insurance with fire, theft and collision coverage.

Mapfre dropped the 50% surcharge! If you buy a policy from us for a car, and one for a motorcycle of the same value, the motorcycle policy will cost you exactly the same as the car policy. We’re really happy about this!

*we only insure for a value up to $30,000.00 for motorcycles.

You are required by Mexican law to have liability coverage in Mexico, and the policy must be issued by a Mexican company-nothing else works if you become involved in an accident in Mexico. But, don’t just buy liability! Careful, many bikes have gone to Mexico without proper coverage because the owner didn’t pay attention and made double sure the bike was cover for its actual cash value. If the declared value isn’t on the policy, you don’t have the right coverage. You have a liability policy!

MOST OTHER SITES WILL NOT OFFER COVERAGE FOR FIRE, THEFT AND COLLISSION, SO THEY WON’T ASK THE VALUE. BE REAL, REAL CAREFUL!